How to sharpen financial competence for directors and executivesHow to sharpen financial competence for directors and executives

In today’s world it is becoming more and more difficult for the average person to get by financially with the ever increasing day to day costs of simply existing.  With the ongoing increases in mortgage rates, fuel costs and even food, a large proportion of people are finding that every month is one unhappy struggle.

 

More and more people are therefore looking for additional sources of income outside of their day to day job to cater for these exorbitant living costs.  These include working a second job or joining a new work from home business.  Some are even resorting to gambling to try and bridge the financial shortfall.

How would you like to make money playing games?  With the booming skill games industry in full flow an ever increasing number of people are developing their skills in the online entertainment industry.  Unlike gambling which is down to pure luck, the outcome of a skill game is down to the skill level of the participant.  Admittedly, only a very small percentage of the global skill gaming population VIOBET88
treat this pastime as an income generator but stories are beginning to emerge of a select bunch who are making a fantastic living from this pursuit.

Getting good at a skill game(s) is really no different from achieving a high level of competence in any other discipline.  All you need to do is practice religiously day in day out and your ability will naturally increase.  Find a skill games website that you like and more importantly a game or two that takes your fancy.  Most sites allow you to play for free for as long as you like, so make sure you do this before you even consider uploading funds.  Whatever game(s) you select, ensure that you understand the rules fully so that you do not forfeit any potential score bonuses.  You must understand that when you ultimately play for money you are going to be playing people who have themselves reached a good standard; you therefore want to ensure that you give yourself every possible advantage.

When you have decided that it is time to make money playing games, upload your funds to your online account.  To begin with, start playing one on one for a low wager and do not be tempted to increase this just because you have won a few games.  Treat this as a business and try not to get to excited and emotional about the whole process.  When you feel supremely confident and are winning 70% of your games, then and only then up the game wager.

 

When you have developed your skill level to a very high standard, you should consider entering the multiplayer tournaments; this is where the big bucks are there for the taking.  The tournaments may vary in time scale and entry fee level but this…

Has Gambling Become Your Mistress?Has Gambling Become Your Mistress?

Men have been depending on their phallic shaped amulets which they embrace in order to add on their sexual vigor and verity. The intractably carved vintage Buddha amulets are used in peace summon, laughter, joy, love , wealth and financial prosperity into the wear’s live. That is the reason as to why they are highly respected Buddhist.

Compromising precious metals or semi precious alloys, stones are meant to be worn around the neck, arm or safely kept by an individual. Without necessarily re-blessing it every time it is only taken off for an unavoidable reason. These small talismans go along way into making fetch luck too, probably because they were used to paying homage and reverence to deities and ancestors. These amulets are used in order to be under the governance of the Guru Monk and Buddhist monk.

In situations related to gambling, one needs luck in order to win. This is MERPATI SLOT88
simplified by the Buddha pendants that bore good luck and fortune accompanied with safety. Therefore these amulets can be used for Thai gambling too. They enable an individual wearing the Buddhist amulet emerge victorious and secure the game that was against their favor because they are sacred. According to monk, Thai Buddha amulets are meant to channel a lot of luck in financial related matters and economic prosperity.

They are known to give strength, creativity, charisma of strength, mental strength and bedsides protecting the owner against dangerous attacks, illness, and misfortune and also against witchcraft, black magic and ghost. The strong force of Buddha amulet therefore gives guidance to the person during gambling in order to get profitable results. Some amulets are known to bring immediate fame, riches and glory to the person wearing.

One can buy these Thai gambling amulets from Thailand, Cambodia and Asia from online stores and the online antique store. The products have gone through subsequent test and counterfeit ones are eliminated from the process. The genuine talismans and amulet makes the person wearing happy and enables him to change his negative attitudes to better conditions.

They are sold at relatively low prices and previous users vouchsafe their utility. They are believed to be blessed by Guru Monks who keep people safe. Ranging from the images of Buddha to LoiOngk statues, to the coins of Buddhist, Takrut charms Mai Kroo wands, element substance that is holy, sacred powder and necromantic amulets, these goes line with offering protection to the owners because a large mass of people have laid their trust on magical potential of Buddha gambling amulets in case one is involved in a gamble. They are worn around neck or waist, arm. They are authentic in their efforts to justify their power of keeping the owner out of evil or harm.

During Thai gambling too, one can get protection from negative energy and thereby get empowered by the Thai Buddha amulet too get in one’s favor and win beating all odds. Gambling amulet provides guidance and protection especially in difficult situations. …

Best FPS Games to Play During Quarantine Best FPS Games to Play During Quarantine

Do you have a dilemma? Have you been pondering how to download PS3 games, but don’t know where to best do this? Are you worried that downloads will infect your computer with viruses or other malware? You’re not the only gamer facing this dilemma, and you’re right to be concerned. It can be confusing to try to download PS3 games online. This article may provide you with the guidance that you need.

 

PS3 is an advanced gaming system. The games have incredible graphics and superb story lines. If you’re an avid PS3 gamer, you’ll never rest until you have all PS3 games out there. It’s a compulsion that all PS3 gamers share. You know of course deep down, that you’ll never be able to afford all those games. The cost would be too prohibitive. Think of the great financial benefit you could realize if you could download games for PS3 systems online. Well, good news gamers! You can easily download the latest PS3 games online and save big bucks. No more jaunts to the game store!

A simple Google or Bing search of the Internet will display hundreds, if not thousands, of hits. Availability of PS3 games isn’t the problem; safety is. How does a gamer know which site offering PS3 game downloads is the best and safest? Other gamers have had the same concerns. It’s a good idea to benefit from their experiences. Read on.

Even though there are an abundance of websites offering free or  indoslot
inexpensive PS3 game downloads, a gamer must be careful when selecting one. Many sites use illegal practices. Many do not provide protection against viruses and malware being downloaded with the games. These websites must be avoided at all costs. A free game download is not a good bargain if it also contributes to damaging your PC or important data. Some other sites claim to offer free games but charge you a downloading fee-meaning it’s not free. Where to download PS3 games is a dilemma.

The best sites are those that offer lifetime membership for a one-time up-front fee. These sites may cost a reasonable amount of money up front, but more than make up for the cost through savings on free unlimited downloads. They also protect you against downloading viruses with their games. When you are trying to decide upon which website to use, consider the following.

 

Inquire about their database of games. How many current PS3 games are available for download? How soon after the release of a new PS3 game, do they acquire copies for download? Approximately how many new PS3 games do they add to their database each month? Do they specialize in a particular game genre? Don’t simply ask; verify by gaining access to the database to see for yourself what PS3 downloads are being offered.

Check out the website’s other services as well. What other types of downloads do they offer? Music? Videos? Movies? Are other gaming systems covered as well as PS3 game downloads? …

Take Your Stress Away Instantly By Playing Online Free Games

Who would imagine that video games – a form of entertainment, now called edutainment (education + entertainment) – could improve the minds of those that play them! The truth is that amid all the cool graphics, the fantastic music, and the intriguing plots, learning opportunities are abound – and to find them, one only needs to pay them a little attention. Playing physical games improve one’s physical fitness, while playing video games can improve one’s mental abilities.

1. Video games improve strategic thinking. Many video games require its player to make decision two or three steps ahead of a current situation. With constant play and exploring various options, players can quickly learn to think strategically and apply it to real world opportunities.

2. Video games improve problem solving. Almost all video games have shienslot
some problem for a player to solve. Playing video games is a proven method to improve problem-solving skills. In real life, we might give up if we felt there is no solution to a problem. In a video game, we know that there is a definite solution or an end to a problem. Therefore, a player continues to try to reach the end goal. In just one game, a player may solve anywhere from three to a hundred or more different problems without even knowing about them.

3. Video games improve hand and eye coordination. If you find this hard to believe, pick up a game controller and try to manoeuvre around the game. Manipulating a game controller demands the same skills that it takes to manoeuvre a mouse around a computer screen. In many games, a player needs respond to a situation quickly and it requires quick thinking and coordination.

4. Video games facilitate quick decision-making. One quality of video games that lends to quick decision making is its impromptu situations and surprise elements. To win however, players must be able to make smart decisions within a very short amount of time. A player is rewarded for good decisions and is punished for bad decisions. This forces a player into making quick but right decisions.

 

5. Video games spark the imagination. Some people claim that video games take away from the imagination because games supply the mind with things instead of encouraging the mind to come up with these things on their own. Bear in mind that these are the same people who say a stack of blocks is sufficient to grow a child’s imagination. Of course, we could not disagree more. Imagery in video games may not be real world, but they provide with real world like experiences and thrill. Don’t we all like cartoon animations? The imagery in video games only sparks the imagination and lets it to fly.

6. Video games encourage exploration. In role-playing games, players must venture off the beaten path and explore the unknown. They have to open doors without knowing what is behind them. They have to pick up or avoid a few things without knowing what …

How was the adventure games evolved?

There are also specialized websites according to games types. One of the latest news are in fact cooking and restaurant games. The girls crowd the web, passionate about cooking and restaurant games, so that we can find a lot of sites suitable for this purpose. Cooking games include several sections that implement different games, as cake games, pizza games, waitress games, drinks games, bar games, ice cream games and all you need to practice to become a real chef! The only thing to do now is find and download these games, if required, and then you can immediately play for free at thousands of games, one funnier than the other.

The dramatic increase in female audience is certainly one of the major vegas slot
factors of success and growth of these websites and services. In a very short time, the demand has doubled, creating new great opportunities for development. However we should not think that girls use only games considered feminine by definition, such as cooking, makeup games, and related to clothing. The female universe is certainly not anymore the one of ‘50s, so a lot of girls are also using adventure games, sports, action, skill and even shooter.

With the birth of these flash games, light and friendly, everyone can participate and have fun. These websites then often create users community, where they can exchange tips, techniques, solutions.

Another interesting section is the one of games for children, these are games designed especially for the younger audience. Therefore games are simply, with clear graphic, easy and colorful.

The children in this way have fun, but they can also learn and develop their skills. Games are often inspired by their favorite cartoons. All these games are completely safe, but the presence of an adult is always recommended, especially if the child is very young.

There are also specialized websites according to games types. One of the latest news are in fact cooking and restaurant games. The girls crowd the web, passionate about cooking and restaurant games, so that we can find a lot of sites suitable for this purpose. Cooking games include several sections that implement different games, as cake games, pizza games, waitress games, drinks games, bar games, ice cream games and all you need to practice to become a real chef! The only thing to do now is find and download these games, if required, and then you can immediately play for free at thousands of games, one funnier than the other.

The dramatic increase in female audience is certainly one of the major factors of success and growth of these websites and services. In a very short time, the demand has doubled, creating new great opportunities for development. However we should not think that girls use only games considered feminine by definition, such as cooking, makeup games, and related to clothing. The female universe is certainly not anymore the one of ‘50s, so a lot of girls are also using adventure games, sports, action, skill and even …

Explore the world baby games!

Everyone has been deeply involved into the obsession of online girl games these days.  Essentially, these are high profile, affective and stimulating activities for both young boys as well as girls worldwide. They are high demanding, proactive and versatile games for girls. Most pivotally, adult girl game models can be indeed made available in cheapest price rates. If you are looking for such games online, the good news is that they are made available for all in plenty of exclusive forms and shapes online cost effectively.

One of the most animated girl online games is characteristically recognized as the cooking game. In essence, food games are much more expressive, stylish and worthwhile games for girls. For example, bunny sweet cake, fruity cake and pasta cake are considered to be the best games for girls. Then, Bratz games are considered to be one of the most diehard games for young girls worldwide. They are zealous, animated and worthwhile games for women. In addition to Bratz, there are mind boggling puzzle games models out there, which are immensely explosive and thrilling entertainments for your toddlers and adults.

Another exciting girl game model is typically known as the girl kissing stasiunplay
game. As a matter of fact, girl kissing games are indeed affectionate, loving and caring games for girls. For that reason, girl kissing game has become a symbol of love and affection for hundreds of thousands of girls and boys all around the world. Despite the scintillating kissing girl games, there are versatile looking hidden object games made available for you within your budget line. In essence, the hidden object girl games are mysterious games for little girls.

Then, if you are searching for animated designs of the car girl games, please take into consideration that they are immensely unique, durable and colorful games for young girls. Besides, shooting games are considered to be one of the most thrilling games for girls. Furthermore, there are shooter games out there as well through which you will be promptly able to get an enormous amount of entertainments for long time. Talking about Barbie dress up games, they would immediately help you change your dress patterns dynamically. Last, but not the least, there are many other types of riveting and pleasing to the eye girl games available out there, including – sea  shell girl, at the spa, sky nails, jungle animal hidden game, I love making cake, pretty autumn angel, cook koala, and hip hop teacher.In short, we can say that those are really impressive and versatile girl games online today. Therefore, if you need any assistance regarding the cheapest games for girls, please feel free to trust in your best games site all the time.…

Ways to Smoke Weed at Concerts and Not Getting CaughtWays to Smoke Weed at Concerts and Not Getting Caught

If you are thinking of quitting smoking, you are not alone in this battle. Almost seven out of every ten smokers say they are willing to quit. Quitting smoking is best for your health but choosing to vape as an alternate option is not a good idea. Nowadays, people get tempted to e-cigarettes as an alternative for quitting traditional smoking habits. But do you even know if vaping better than smoking? Is vaping safe? Can you compare it to other tobacco products? And can even these e-cigarettes help quit smoking? Without answering these questions, if you are choosing vape to quit, you are wrong. Let’s know a bit more about it. We will discuss a few myths that people have about vaping.Vaping Might BE Less Harmful Compared to Smoking, but It Is Not Safe:

Electronic cigarettes work by heating nicotine which is a tobacco extract. Additionally, flavors and chemicals get heated with nicotine to create an aerosol to inhale. Talking about regular cigarettes, they contain almost 7,000 chemicals,  from which some are highly toxic. We can’t say if these harmful chemicals are present in e-cigarettes or not. But then there is no doubt that nicotine Crystal Prime Flavours  and chemicals expose the inhaler to toxic chemicals.Researchers recommends that people:
Should not use e-cigarettes with THCMust avoid getting the e-cigar device from informal sources, including friends, family, or online dealers.
Should not try experimenting with e-cigars with adding additional substance buy self. Products that the manufacturer does not mention should not be addedResearch Says Vaping Is Not Good for Heart and Lungs:

Nicotine is the foremost agent that is present in regular cigarettes and e-cigars. This agent is highly addictive. Taking it in a manner that will make you crave for it. You start craving for vape and smoke and suffer from withdrawal symptoms. Not just addictive; it is also a toxic substance. Nicotine can raise blood pressure, spike adrenaline to increase the heart rate. In high cased, it may result in a heart attack.
Still thinking, is vaping safe for you? There are certain unknown things about vaping, such a the chemicals present and the overall effect on physical health when taken for the long term. So you need to know that e-cigarettes have the potential to harm you upto a great extent and can be dangerous for your health. Emerging data reveals it can link to lung disease and even asthma. Furthermore, when you choose vaping, you expose yourself to toxic chemicals which are not safe for you.E-Cigarettes Are Addictive Similar To Traditional Cigars:Both e-cigarettes and regular cigarettes comprise nicotine, and the research says it can be highly addictive, like heroin or cocaine. You get more nicotine which you may get with any tobacco product. You allow the chemicals to adversely affect your health, strength, mental health, heart, and lungs.Electronic Cigarettes Are Not the Best Smoking Termination Tool

If you think opting for vaping rather than smoking will help you out, you need to wake up. They are highly …

Beware of The Danger Of Gambling Addiction Beware of The Danger Of Gambling Addiction

Three years ago I was giving my first E-book keynote speech before the Arizona Book Publishing Association, when one of the esteemed publisher members asked me a very pointed question.

“What happens if someone steals your file and sells it or gives it away all over the Internet?”

Until I was asked that question I thought I was Sutter striking gold in California.

“How do you keep people from stealing your work?”

Beads of perspiration formed on my face and hands. I had cottonmouth. This is a bad dream. Why didn’t I think of this before?

My mind immediately regressed to conversations with other professional speakers relating horrifying incidents where they discovered their “signature story” was being retold.

I thought about the many times I heard professional speakers telling Dr. Charles Jarvis’s special Little Bird story without giving credit to Dr. Jarvis

I wondered how much easier it would be to take the Little Bird story as a file formatted in a common program like Microsoft Word for windows and then spread it to many thousands or even millions of people through e-mail.

Do you think that can happen? I think so.

Over the last 3 years many companies have become involved in creating encryption techniques that protect your e-book files from theft.

However, none of the encryption techniques are fail-safe. In fact many times when you download an encrypted book, the files are so huge and difficult to open that you end up canceling your order.

I was recently giving a teleseminar and an attendee asked a most common question.

The question was, “how to I keep someone from stealing my -e-book?

I decided to answer the attendee’s question with a question.

Why do you care if they steal your e-book?

She replied” Because I will lose money.”

That is when the light bulb went off in my brain. Companies that are rajamania spending all that money and putting in all that effort to encrypt e-books are throwing their money away. They are protecting people from opening e-books which really isn’t’ the major concern.

The problem is protecting the authors from the potential loss of fame and fortune.

Telling Dr. Jarvis’s Little Bird Story without his citation isn’t’ the problem. The problem is in the potential loss of Dr. Jarvis’s fame and fortune due to telling his story.

The loss of your e-book files represents a potential loss of your fame and fortune.

You lose no inventory if someone steals a digital file. Once you complete an e-book and post it on-line you automatically have 6 Billion copies in print. You have enough inventory for every man, woman and child on earth.

If one person reads your e-book and does not pay for it you may have one fan. If 100,000 people read it for free you may have a 100,000 fans.

A question I have is can you earn more money and have more fame with one fan or with 100,000 fans?

Over the last few weeks I …

5 Clear Indicators It’s Time For Bank Users To Shift To Credit Unions

Recently however, credit unions have gained in popularity as viable alternatives – offering benefits which often surpass those provided by conventional institutions like banks. If you still bank at an established institution then perhaps now is the time to consider switching over – here in this article we explore five clear indicators which suggest switching.

 

1. Dissatisfaction With High Fees And Low Savings Interest Rates

One of the primary drivers behind people making the switch from traditional banks to credit unions is dissatisfaction with high fees and low interest rates offered. Banks frequently charge customers fees for checking accounts, ATM usage, overdrafts and wire transfers that can quickly add up and take a bite out of your finances. Credit unions provide an attractive alternative with reduced fees that don’t add up quickly while still giving access to valuable services at competitive interest rates.

Credit unions are known for offering more cost-effective financial services to their members. Credit unions are non-profit organizations that give back any profits generated back to members through increased savings interest rates, lower loan rates, or reduced fees – meaning you keep more of your own money in your pockets when banking at a credit union.

Credit unions tend to offer more forgiving policies when it comes to overdraft fees, providing more leniency when it comes to overdraft charges. They may even provide financial counseling services in order to assist you with managing your finances better and avoid costly mistakes. If you’re dissatisfied with the high fees and impersonal service at your current bank, it may be time to explore the benefits of credit unions like Power Financial Credit Union, which often provide lower fees, personalized service, competitive loan rates, ethical banking practices, and opportunities for members to have a say in decision-making.

 

2. Frustration With Impersonal Service

Many bank users have experienced the frustration of dealing with impersonal customer service at traditional banks. It’s not uncommon to be treated as just another account number, and getting personalized attention can be challenging. Credit unions, on the other hand, are known for their community-focused banking approach.

Credit unions tend to be smaller and more community-minded than big banks, focusing on building strong relationships with their members rather than banking as customers. When banking at a credit union, members-owners don’t just bank as customers; their success depends on providing outstanding customer service. This motivation keeps credit unions striving to offer outstanding services.

Moreover, credit unions frequently offer a more personalized approach to financial solutions. Credit unions take the time to understand your individual financial situation and offer tailored advice or loan solutions that best meet your needs. If you feel as if your bank doesn’t care about being more than a number, credit unions might just be what’s needed for a change.